2Checkout vs HiPay Comparison: Everything You Need to Know Before Choosing

2Checkout, now operating as part of Verifone and rebranded under the Verifone name, is an all-in-one monetisation platform that helps businesses sell digital goods, software and subscriptions to customers worldwide. The company was formed through the combination of 2Checkout and Avangate, and it was acquired by Verifone in 2020. Its core proposition addresses the complexity of global online commerce, where sellers must handle payments in many currencies and methods, calculate and remit taxes in numerous jurisdictions, manage recurring billing and comply with varied regulations. 2Checkout offers a merchant-of-record model that assumes much of that burden on the seller's behalf. The platform is offered in several tiers. The payments tier provides a global payment gateway supporting major cards, PayPal and a broad range of local payment methods, with localised checkout experiences and fraud prevention tools. The more comprehensive tiers add merchant-of-record services, under which 2Checkout handles sales tax and VAT, invoicing, regulatory compliance and financial risk, and subscription billing for recurring revenue businesses, including trials, upgrades, dunning and retention tools. Checkout customisation, shopping cart builders and conversion optimisation features help increase revenue, while affiliate network management and partner channel capabilities support indirect sales. Reporting and analytics provide insights into revenue, churn, subscriber metrics and payment performance. Integrations with ecommerce platforms, CRM systems, marketing tools and ERP software, together with robust APIs and webhooks, allow the platform to fit into existing technology stacks. Security and compliance include PCI DSS certification and strong customer authentication support. 2Checkout serves software publishers, SaaS companies, online services, digital media providers and ecommerce businesses selling internationally, from small developers to large enterprises seeking to expand into new markets without establishing local entities. Pricing is transaction-based, starting from around USD 0.45 per transaction alongside a percentage fee depending on the tier; there is no free trial and no permanently free version.